
General and Products Liability
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- General and Products Liability
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ABOUT
The about Liability policy has been developed to cater for a broad range of occupations, activities & professions.
The additional coverage sections available include Professional Indemnity, which can be tailored to be taken as a total package or alternatively may be taken on a standalone basis.
Security
about Underwriting’s specialised products are underwritten by certain underwriters at Lloyd’s, or where otherwise disclosed. Lloyd’s is the world’s specialist insurance and reinsurance market, bringing together an outstanding concentration of underwriting expertise and talent. Lloyd’s enjoys strong financial security supported by excellent ratings.
Visit www.lloyds.com for more information.
Capacity
Limits up to $20,000,000 any one claim or series of claims, and in the aggregate for Products Liability
We have access to Lloyd’s and other company markets for any risk outside of the Risk Appetite.
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POLICY FEATURES
Insuring Clause
Covers legal liability in respect of personal injury; property damage; and advertising injury
Automatic Extensions
- Supplementary Payments $250,000 sub-limit for legal costs incurred by the insured at a Coronial Inquest, Inquiry, Royal Commission and/or or Government Enquiry
- Claims Preparation Costs and Expenses $25,000 sublimit for reasonable professional fees and such other costs and expenses incurred for the preparation of any claim
Optional Extensions Available
- Indemnity to Contractors is available
- North America legal liability in respect of personal injury and/or property damage that arises out of any products exported to North America with the insured’s knowledge
- Contractual Liability can be extended to include liabilities assumed under the contracts specifically designated if required
- Proportionate Liability coverage is available
- Waiver of Subrogation is available for designated contracts
Territorial Limits
Worldwide except North America
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RISK APPETITE
SPECIALIST AREAS
- Accountants
- Construction Professionals
- Professionals (Miscellaneous)
- Real Estate Agents
- Recruitment Services
- Technology Professionals
Arts And Recreation Services Construction Education And Training Services Film and Video Production
Music & Theatre Production
Services to the ArtsAsbestos-related removal risks
Bricklaying
Electrical Services
Security related Systems
Landscaping
Non-Building Construction
Plastering, Ceiling, Carpentry Services
Plumbing
Residential & Commercial
Road Construction Excavation & Site Preparation
Tiling & GlazingEducation
Registered Training Organisations
Research
Vocational EducationElectricity, Gas, Water And Waste Services Information Media And Telecommunications Manufacturing Electrical Contracting
Heating, Ventilation & Air Conditioning (HVAC)
Sewerage & Drainage related Activities
Waste Disposal & CollectionIT Companies & Consultants
IT Recruitment and Placement Services
Telecommunication ServicesElectrical Goods & Equipment Manufacturing
Mining & Industrial Plant Machinery related Manufacturing
Non-Food & Non-Clothing related ManufacturingMining Professional, Scientific And Technical Services Transport, Freight And Warehousing Mining Contractors
Plant & Equipment Hire
QuarriesArchitects
Accountants
Construction Consultants
Miscellaneous Consultants & Professions
Real Estate Agents
Recruitment Consultants
Various Administrative and Support ServicesFreight Forwarding
Logistics
Services to Road Transport
Storage