The about Liability policy has been developed to cater for a broad range of occupations, activities & professions.

The additional coverage sections available include Professional Indemnity, which can be tailored to be taken as a total package or alternatively may be taken on a standalone basis.

Security

about Underwriting’s specialised products are underwritten by certain underwriters at Lloyd’s, or where otherwise disclosed. Lloyd’s is the world’s specialist insurance and reinsurance market, bringing together an outstanding concentration of underwriting expertise and talent. Lloyd’s enjoys strong financial security supported by excellent ratings.

Visit www.lloyds.com for more information.

Capacity

Limits up to $20,000,000 any one claim or series of claims, and in the aggregate for Products Liability

We have access to Lloyd’s and other company markets for any risk outside of the Risk Appetite.

Insuring Clause

Covers legal liability in respect of personal injury; property damage; and advertising injury

Automatic Extensions

• Supplementary Payments $250,000 sub-limit for legal costs incurred by the insured at a Coronial Inquest, Inquiry, Royal Commission and/or or Government Enquiry
• Claims Preparation Costs and Expenses $25,000 sublimit for reasonable professional fees and such other costs and expenses incurred for the preparation of any claim

Optional Extensions Available

• Indemnity to Contractors is available
• North America legal liability in respect of personal injury and/or property damage that arises out of any products exported to North America with the insured’s knowledge
• Contractual Liability can be extended to include liabilities assumed under the contracts specifically designated if required
• Proportionate Liability coverage is available
• Waiver of Subrogation is available for designated contracts

Territorial Limits

Worldwide except North America

SPECIALIST AREAS

• Accountants
• Construction Professionals
• Professionals (Miscellaneous)
• Real Estate Agents
• Recruitment Services
• Technology Professionals