about General Liablity
The about Liability policy has been developed to cater for a broad range of occupations, activities & professions.
Our specialties include but are not limited to construction, manufacturing, importing & exporting, asbestos and demolition risks.
For labour hire and recruitment risks, please see our Recruitment Services product.
Security
about Underwriting’s specialised products are underwritten by Certain Underwriters at Lloyd’s, or where otherwise disclosed. Lloyd’s is the world’s specialist insurance and reinsurance market, bringing together an outstanding concentration of underwriting expertise and talent. Lloyd’s enjoys strong financial security supported by excellent ratings.
Visit www.lloyds.com for more information.
Capacity
Binder Limits up to $30,000,000 any one claim or series of claims, and in the aggregate for Products Liability; with the ability to access other Lloyd’s and company markets for risks requiring up to $250,000,000 limits.
We have access to Lloyd’s and other company markets for any risk outside of the Risk Appetite.
Policy Features
Insuring Clause
Covers legal liability in respect of personal injury; property damage; and advertising injury
Automatic Extensions
- Supplementary Payments $250,000 sub-limit for legal costs incurred by the insured at a Coronial Inquest, Inquiry, Royal Commission and/or or Government Enquiry
- Claims Preparation Costs and Expenses $25,000 sublimit for reasonable professional fees and such other costs and expenses incurred for the preparation of any claim
Optional Extensions Available
- Indemnity to Contractors is available
- North America legal liability in respect of personal injury and/or property damage that arises out of any products exported to North America with the insured’s knowledge
- Contractual Liability can be extended to include liabilities assumed under the contracts specifically designated if required
- Proportionate Liability coverage is available
- Waiver of Subrogation is available for designated contracts
Territorial Limits
Worldwide excluding North America, Iran, North Korea and Cuba.
